Compare disclosed terms
Review APR ranges, repayment periods, loan amounts, fees and representative examples.
Last updated: October 2026
Personal Loans: Compare Rates and Terms 2026
Review APR ranges, repayment periods, loan amounts and fees before you apply.
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Compare Personal Loan Providers
How we review providers · Rates, terms and availability vary.
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Top Pick#1
Lending For Bad Credit
Loan amount$100 - $ 40,000
Exploring Loans Up to $40,000
Request up to $40,000
Quick online matching process
A Simple Way to Explore Loans
APR rangeNo greater than 35.99%Repayment term61 days to 180 monthsLoan amount$100 - $ 40,000FeesNo FeeOur scoreExceptional10.0See Loan Details Continue to the provider or partner websiteRepresentative example: An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan.
Lender address: 6709 W. 119th Street #338, Overland Park, Kansas 66209
This is a matching service rather than one identified lender. Maximum APR, repayment period, fees and the final provider must be verified before publication.
Full lender terms -
Popular Choice#2
Loans For Debt Relief
Loan amountUp To $5,000
Loan and debt-relief matching options
Request Up To $5,000
Submit one simple online request
Connect with participating providers
APR range7.50%-35.83%Repayment termFlexibleLoan amountUp To $5,000FeesNo FeeOur scoreExceptional9.9See Loan Details Continue to the provider or partner websiteRepresentative example: For a $1,000 loan at 29.99% APR over 12 months, the estimated monthly payment is $97.48 and total repayment is $1,169.76. Actual terms vary.
Lender address: contactus@contactmeldr.com
This service may connect consumers with third-party loan or debt-relief providers. Provider identity, APR, fees, repayment terms and eligibility must be verified before publication.
Full lender terms -
Worth Exploring#3
TapInLoan
Loan amount$100–$5,000+
Requests up to $5,000+
Submit one simple online request
Finding a Suitable Loan Option
Final terms are set by the matched provider
APR rangeUp To 35.99%Repayment termSchedules RepaymentLoan amount$100–$5,000+FeesTapInLoan does not charge to connect consumersOur scoreExceptional9.8See Loan Details Continue to the provider or partner websiteRepresentative example: representatives for any lender or financial service provider you may connect with through its services and therefore
Lender address: contactus@contactmetil.com
TapInLoan is not a lender or broker. Its disclosures warn that short-term-loan APRs may be higher than average and may exceed 35.99%; it is not eligible for a sub-36% Google Ads list without written campaign-specific restrictions.
Full lender terms -
#4
Brighter Loan
Loan amount$100–$5,000
Borrow up to $5,000
Online lender-matching request
Different credit histories may be considered
Final rates and fees are set by the matched lender
APR rangeUp To 35.99%Repayment termVaryLoan amount$100–$5,000FeesNo fee to use Brighter LoanOur scoreExceptional9.7See Loan Details Continue to the provider or partner websiteRepresentative example: For a $1,000 loan at 29.99% APR over 12 months, the estimated monthly payment is $97.48 and total repayment is $1,169.76. Actual terms vary.
Lender address: 2885 Sanford Ave SW #47620, Grandville, MI 49418
Brighter Loan is not a lender or broker and promotes short-term cash loans. Its site discusses due-date repayment, extensions and rollovers without publishing a maximum APR. Do not publish for Google Ads without verified sub-36% campaign terms.
Full lender terms -
#5
Express Funds Online
Loan amountUp To $5,000
Online loan matching
Online request process
Final terms depend on the provider
Review the loan agreement before accepting
APR range7.5%-35.99%Repayment termFlexibleLoan amountUp To $5,000Feesno FeeOur scoreExceptional9.6See Loan Details Continue to the provider or partner websiteRepresentative example: no example
Lender address: https://www.expressfundsonline.com/contact
The campaign destination did not expose enough verifiable public product and legal disclosures to publish this offer. Obtain the approved landing domain and full compliance sheet from ClickDealer.
Full lender terms -
#6
Moneynauts
Loan amount$50–over $10,000 requested
Loans Over $10,000
Loan matching across multiple requested amounts
Soft credit authorization may be requested
Some users may be redirected to debt-relief providers
APR rangeUp to 35.99%Repayment termFlexibleLoan amount$50–over $10,000 requestedFeesMoneynauts states its comparison service is free; provider fees vary.Our scoreExceptional9.5See Loan Details Continue to the provider or partner websiteRepresentative example: no example
Lender address: support@moneynauts.com
Moneynauts is a comparison and lead-generation platform, not one lender. Its flow can redirect consumers with more than $10,000 in debt to debt-relief providers. It does not publish one fixed APR range or representative loan example.
Full lender terms
Important loan disclosure: P-Loan Compare is an independent affiliate publisher, not a lender, broker, credit-repair company or financial adviser. We do not make credit decisions, collect applications or guarantee approval. Rates and terms shown for a published provider are informational and may change. Verify the provider's final APR, finance charges, fees, payment schedule and total repayment before accepting any loan.
Understand the process
How personal-loan comparison works
A personal loan is generally repaid in fixed installments over a set period. Comparing lenders can help you understand how APR, fees, loan term and eligibility affect total borrowing cost.
Consumer information from the CFPB →Check eligibility
A lender may use a soft inquiry for prequalification; a full application may require a hard credit inquiry.
Review the final offer
Read the lender’s disclosures carefully. The final terms may differ from advertised examples.
Borrowing costs
What to compare beyond the monthly payment
Annual percentage rate
APR is designed to express interest and certain loan fees as an annual cost. It is generally more useful than comparing interest rates alone.
Fees and total repayment
Review origination, late-payment, returned-payment and other fees, plus the total amount you would repay over the full term.
Planning tool
Estimate a monthly payment
This calculator is for education only. It does not provide an offer and does not include lender fees.
Estimated monthly payment$346.65
Estimated total repayment$12,479.40
Illustrative cost example
A $10,000 loan with a 15.00% APR and a 36-month term would have an estimated monthly payment of $346.65 and estimated total repayment of $12,479.40, assuming no additional fees. This is an educational example only—not an available offer, quote or guarantee. Each lender card must display its own verified representative example before publication.
Editorial standards
How we evaluate providers
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Cost transparencyAPR range, fees, repayment terms and representative examples are checked before an offer goes live.
- ✓
Product usefulnessWe review loan amounts, term flexibility, availability, prequalification and funding information.
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Consumer experienceWe consider application clarity, support options, complaints and lender disclosures.
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Commercial transparencyCompensation may affect placement, but partners do not approve our educational content or scoring framework.
Common questions
Before you apply
Does comparing offers affect my credit?+
Some lenders offer prequalification using a soft credit inquiry, which generally does not affect credit scores. Submitting a full application may result in a hard inquiry. Check the lender’s process before continuing.
Is the lowest monthly payment always best?+
No. A longer repayment period can lower the monthly payment while increasing total interest. Compare APR, fees, term and total repayment together.
Does P-Loan Compare approve or fund loans?+
No. We provide comparison and educational information only. Applications, underwriting, approvals, loan agreements and funding are handled by independent lenders or partners.
Are rates or approval guaranteed?+
No. Advertised ranges and examples are not guarantees. Your offered terms depend on lender criteria, credit history, income, debt obligations, state availability and other factors.
What should I verify before accepting a loan?+
Verify the lender’s identity and address, APR, all fees, payment amount, payment schedule, total repayment, late-payment rules, prepayment terms and privacy policy.